1. The psychologists at FPP do not take any insurance plans at this time. All clients pay the full fee at the time of service and can choose to send in their receipt to their insurance company to apply towards out of network benefits if desired.

Our decision to not use insurance plans is based on several factors. First, insurance companies are requiring increasing amounts of personal and private information that we feel violates our client's condfidentiality. Second, many people come to see us for what we call "Wellness" sessions in which there is no clinical or diagnosable problem. Insurance companies require a mental health diagnosis to pay benefits and often times our clients do not have a formal diagnosis. For example, many parents need a few sessions for guidance on parenting techniques or builing their child's self-esteem, and this would not covered by an insurance company unless the child was diagnosed with a mental health disorder. Further, many adults seek out psychotherapy to examine persoanl goals, relationships, and currents stressors but again do not have a formal mental health diagnosis, so these visits would not be covered by an insurance plan. Third, insurance companies often limit the number of sessions a client can recieve and at FPP we believe we are in a better position to determine the number of sessions a client needs for thier personal goals.

2. If you are thinking about using your "out-of network" benefits we suggest calling your insurance company to find out what your deductible is for "Out-of-Network Mental Health Benefits." After your deductible is met, most insurance companies will reimburse 50 to 70 percent of the fee.

With children and adolescents, often times the deductible is met after the initial tailored evaluation is conducted and the initial session is completed. The remaining counseling sessions are then covered primarily by the insurance company. At FPP, we think this a good option for many people.

Why should I choose a psychologist at FPP when I can see someone on my insurance plan? This decision is clearly your choice. However, at FPP we believe we provide excellent mental health care and work hard to truly be helpful to you and your family. We take the time to do a thorough initial evaluation when appropriate, which leads to a specific and accurate treatment plan. We then review the progress of treatment with you and reassess goals as needed.

Regarding children and adolescents, many times people come into our practice and their children have had several professionals diagnosis them with different disorders, and the treatment did not seem to help. This can happen when the whole picture is not assessed. Often times the situation is more complicated than can be understood by one questionnaire and a short parent interview. We believe our quality of services are worth the extra cost for your peace of mind and for your child's well-being.